Our interest rates start at 10.99% APR for our Visa Classic Credit Card and only 9.99% APR on our Visa Platinum Credit Card. Take a look at what you’re paying on your current bank credit card. Come into one of our convenient locations in Cheboygan, Indian River, or Mackinaw City for all the details.
Straits Area Federal Credit Union charges no monthly fees on Visa Credit Cards. We charge no annual fee. And there are no additional fees for cash advances (most other cards charge a higher interest rate for cash advances or charge some kind of additional fee).
Our Scorecard Rewards bonus program allows you to gain bonus points for each dollar spent. Purchases made at certain locations even offer double bonus points! Points can be redeemed for a wide range of items including electronics, household appliances, or even airline tickets. Every Straits Area Federal Credit Union Visa Card is automatically enrolled in our bonus program.
You can make your payment at any of our credit union branches so you don’t have to mail in a payment. You can pay online or through text banking. It’s all so easy when you save money on your Visa Credit Card at Straits Area Federal Credit Union.
Stop in today and see one of our friendly tellers in Cheboygan, Indian River, or Mackinaw City. Or you can start your application online. Why pay too much for your credit card services?
Straits Rewards
Our Straits Rewards Credit Card Rewards Program can be accessed by:
1. Log into your online banking with us. *Must be the account associated with the VISA card.
2.Locate your VISA Classic or Platinum in your list of accounts
3. Click on the 3 dots to the right of the balance on the VISA. You will now have a drop down menu Click on Straits Rewards It will bring you to a new screen click on continue.
You will now be at our rewards website. You can see your points balance, shop the rewards site or even get cash back or a statement credit!
Federally Insured by NCUA 