Skip to content
Straits Area Federal Credit Union: Hometown and Friendly. Logo Straits Area Federal Credit Union: Hometown and Friendly. Logo
  • Home
  • Accounts
    • Open a new account
    • Checking
    • Savings
    • Business
    • Youth
    • Rates
  • Loans
    • Online Loan Application
    • Vehicle Loans
    • VISA
      • Visa Credit Card
      • Credit Card Balance Transfer
      • VISA Limit Increase
    • Debt Consolidation
    • Mortgages
    • Personal Loans
    • Rates
    • Make A Payment
    • Secure Document Upload
  • Resources
    • Mobile App
    • Tutorials
      • Phone Banking
      • Text Banking
    • Travel Notice
    • Wire Instructions
    • Order Checks
    • Member First Mortgage
      • Get A Quote
      • Apply Online
      • Continue an Application
      • Pay Your Mortgage
    • Elements of Money
    • Checksmart
    • GreenPath Financial Wellness
    • Pet Insurance
    • Trust and Will Services
  • Locations
    • Branches
    • Fee Free ATM’s
    • Service Centers
    • Xtend Shared Branches
  • About
    • Strait Up Finances Blog
    • Strait Talk Newsletter
    • Disclosures
    • Privacy Policy
    • Terms of Use
  • Contact
    • Contact Us
    • Schedule An Appointment
    • Secure Document Upload
    • Open a new account
    • Report Lost or Stolen Card
    • Careers
    • Donation Request (PDF)
    • For Sale
      • For Sale: Homes
      • For Sale: Vehicles
      • For Sale: Other
    • Scholarship Application
  • Member Login
  • Home
  • Accounts
    • Open a new account
    • Checking
    • Savings
    • Business
    • Youth
    • Rates
  • Loans
    • Online Loan Application
    • Vehicle Loans
    • VISA
      • Visa Credit Card
      • Credit Card Balance Transfer
      • VISA Limit Increase
    • Debt Consolidation
    • Mortgages
    • Personal Loans
    • Rates
    • Make A Payment
    • Secure Document Upload
  • Resources
  • Locations
    • Branches
    • Fee Free ATM’s
    • Service Centers
    • Xtend Shared Branches
  • About
    • Strait Up Finances Blog
    • Strait Talk Newsletter
    • Disclosures
    • Privacy Policy
    • Terms of Use
  • Contact
    • Contact Us
    • Schedule An Appointment
    • Secure Document Upload
    • Open a new account
    • Report Lost or Stolen Card
    • Careers
    • Donation Request (PDF)
    • For Sale
      • For Sale: Homes
      • For Sale: Vehicles
      • For Sale: Other
    • Scholarship Application
  • Member Login
  • A graphic for a blog post with a winter scene of a snow-covered path and trees. The graphic has overlaid text that reads: "STRAIT UP FINANCES," "READY, SET, SNOW!," and "WINTERIZE YOUR FINANCES." The Straits Area Federal Credit Union logo is in the bottom right corner.
    StraitUp Finances Blog
    Ready, Set, Snow!
    Continue reading
  • blog post graphic featuring two people dressed in ghost costumes and sunglasses, with one holding a pumpkin. The graphic has overlaid text that reads: "STRAIT UP FINANCES," "DON'T GET SPOOKED BY SCAMMERS," and "DECEIVERS IN DISGUISE." The Straits Area Federal Credit Union logo is in the bottom right corner.
    StraitUp Finances Blog
    Don’t Get Spooked by Scammers
    Continue reading
  • A graphic for a blog post showing three smiling college students walking on campus. The graphic has overlaid text that reads: "STRAIT UP FINANCES," "COLLEGE BUDGETING 101," and "THE ULTIMATE GUIDE." The Straits Area Federal Credit Union logo is in the bottom right corner.
    StraitUp Finances Blog
    College Budgeting 101
    Continue reading
  • Graphic with the text 'STRAIT UP FINANCES' at the top, 'Make-A-Will Month' in an orange bar, and 'How Your Credit Union Can Help' in a white box with hand-drawn border. Below, a photo shows two people smiling and talking with a financial advisor in an office setting. The Straits Area Federal Credit Union logo appears in the lower right corner. Background includes blue and orange geometric designs.
    StraitUp Finances Blog
    Make-A-Will Month
    Continue reading
  • Graphic promoting a blog titled "Strait Up Finances: Planning for Holiday Spending – Starting Now!" with a playful, modern design. The background includes bold geometric shapes in blue, orange, and white. In the foreground, a person dressed as Santa Claus lounges in a vacation setting surrounded by pink suitcases and tropical plants. The Straits Area Federal Credit Union logo is displayed in the bottom right corner.
    StraitUp Finances Blog
    Planning for Holiday Spending, Starting Now!
    Continue reading
  • Graphic with the title "Strait Up Finances" in bold blue letters. Below it, an orange banner reads "The Credit Union Difference." A white notepad-style shape overlays the image with the handwritten text, "Why credit unions are still the best financial choice in 2025." In the lower half, two women—one older and one younger—sit at a desk smiling while discussing finances on a computer. The Straits Area Federal Credit Union logo is in the bottom right corner, with geometric shapes and lines decorating the background.
    StraitUp Finances Blog
    The Credit Union Difference
    Continue reading
  • Graphic with the title "Strait Up Finances" and the subheading "Earth Day, Every Day – How We Can Support Sustainability Together." The background includes colorful geometric shapes and a photo of two people working on laptops at a wooden table in a bright, plant-filled room. The logo of Straits Area Federal Credit Union appears in the bottom right corner.
    StraitUp Finances Blog
    Earth Day, Every Day
    Continue reading
  • Image of a blue background with the words "Strait Up Finances" in black font with the subtitle, "Tax Refund to Rainy Day Fund" beneath that in an orange box. Beneath that is the further description of "using your tax refund to help build financial security" in a white box. There is an image of tax paperwork, a clock, and a sticky note that says "Tax time!"
    StraitUp Finances Blog
    Tax Refund to Rainy Day Fund
    Continue reading
  • StraitUp Finances Blog
    Love (and Financial Fitness) Will Keep Us Together
    Continue reading
  • StraitUp Finances Blog
    New Year, New Budget
    Continue reading
12Next
Straits Area Federal Credit Union Logo

Straits Area Federal Credit Union

Schedule Appointment

Schedule An Appointment

Cheboygan:

Picture of Cheboygan Branch

201 Locust St
PO Box 367
Cheboygan, MI. 49721

Phone: 231-627-3145
Fax: 231-627-2046
Toll Free: 800-337-9598

Indian River:

Picture of Indian River Branch

6090 M-68
PO Box 622
Indian River, MI. 49749

Phone: 231-238-7941
Fax: 231-238-6820

Mackinaw City:

Picture of Mackinaw City Branch

121 East Central Avenue
PO Box 9
Mackinaw City, MI. 49701

Phone: 231-436-4037
Fax: 231-436-4038

Links:

Privacy Policy
Terms of Use
Disclosures
Careers

Federally Insured By NCUA
© Copyright Straits Area Federal Credit Union. All Rights Reserved

Page load link
Go to Top