Skip to content
Straits Area Federal Credit Union: Hometown and Friendly. Logo Straits Area Federal Credit Union: Hometown and Friendly. Logo
  • Home
  • Accounts
    • Open a new account
    • Checking
    • Savings
    • Business
    • Youth
    • Rates
  • Loans
    • Online Loan Application
    • Vehicle Loans
    • Visa Credit Card
    • VISA
      • Credit Card Balance Transfer
      • VISA Limit Increase
      • Visa Balance Transfer Promotion Spring 2025
    • Debt Consolidation
    • Mortgages
    • Personal Loans
    • Rates
    • Make A Payment
    • Secure Document Upload
  • Resources
    • Mobile App
    • Tutorials
      • Phone Banking
      • Text Banking
    • Travel Notice
    • Wire Instructions
    • Order Checks
    • Member First Mortgage
      • Get A Quote
      • Apply Online
      • Continue an Application
      • Pay Your Mortgage
    • Elements of Money
    • Checksmart
    • GreenPath Financial Wellness
    • Pet Insurance
    • Trust and Will Services
  • Locations
    • Branches
    • Fee Free ATM’s
    • Service Centers
    • Xtend Shared Branches
  • About
    • Strait Up Finances Blog
    • Strait Talk Newsletter
    • Disclosures
    • Privacy Policy
    • Terms of Use
  • Contact
    • Contact Us
    • Schedule An Appointment
    • Secure Document Upload
    • Open a new account
    • Report Lost or Stolen Card
    • Careers
    • Donation Request (PDF)
    • For Sale
      • For Sale: Homes
      • For Sale: Vehicles
      • For Sale: Other
  • Member Login
  • Home
  • Accounts
    • Open a new account
    • Checking
    • Savings
    • Business
    • Youth
    • Rates
  • Loans
    • Online Loan Application
    • Vehicle Loans
    • VISA
      • Visa Credit Card
      • Credit Card Balance Transfer
      • VISA Limit Increase
    • Debt Consolidation
    • Mortgages
    • Personal Loans
    • Rates
    • Make A Payment
    • Secure Document Upload
  • Resources
  • Locations
    • Branches
    • Fee Free ATM’s
    • Service Centers
    • Xtend Shared Branches
  • About
    • Strait Up Finances Blog
    • Strait Talk Newsletter
    • Disclosures
    • Privacy Policy
    • Terms of Use
  • Contact
    • Contact Us
    • Schedule An Appointment
    • Secure Document Upload
    • Open a new account
    • Report Lost or Stolen Card
    • Careers
    • Donation Request (PDF)
    • For Sale
      • For Sale: Homes
      • For Sale: Vehicles
      • For Sale: Other
  • Member Login
Branchesdjenkins2025-02-27T14:51:57-05:00
  • Cheboygan: Main Branch

  • Indian River

  • Mackinaw City

  • 24 Hour Access

  • Lost/Stolen Card

  • Contact Form

  • Cheboygan: Main Branch

Cheboygan: Main Branch

Address:

201 Locust St
PO Box 367
Cheboygan, MI. 49721

Phone:

Phone: 231-627-3145
Fax. 231-627-2046
Toll Free: 800-337-9598

Hours:

Monday-Friday: 9am-5pm
Saturday: 9am-12pm (Drive Through Only)

Open every third Wednesday of the month at 9:30am

24 Hour Walk-Up ATM


View Larger Map
  • Indian River

Indian River: Branch Office

Address:

6090 M-68
PO Box 622
Indian River, MI. 49749

Phone:

Phone: 231-238-7941
Fax: 231-238-6820

Hours:

Monday-Friday: 9am-5pm
Saturday: 9am-12pm (Drive Through Only)

Open every third Wednesday of the month at 9:30am

24 Hour Drive-Up ATM


View Larger Map
  • Mackinaw City

Mackinaw City: Branch Office

Address

121 East Central Avenue
PO Box 9
Mackinaw City, MI. 49701

Phone:

Phone:231-436-4037
Fax: 231-436-4038

Hours:

Drive-Thru Only
Monday-Friday: 9am-5pm  Closed from 11am-12pm.

Open every third Wednesday of the month at 9:30am

24 Hour Drive-Up ATM


View Larger Map
  • 24 Hour Access

coop-network

24 Hour ATM’s our available at each of our three branches. Additionally we offer Fee-Free ATM access to over 30,000  ATM’s.  Look for an ATM with the Co-Op Logo.

    • Click here for the ATM Locator.
    • Android App
    • iPhone App

If you are enrolled in online banking you can click the Member Login button at the top of the page to access your account.

If you are enrolled in Phone Banking, you can call 1-800-860-5704  and enter Credit Union ID 146.

Click here for a Phone Banking Tutorial.

  • Lost/Stolen Card

You can report a lost or stolen card 24 hours a day at the numbers below.

Debit Card  Credit Card
SAFCU Debit Card
  (888) 241-2510

If Calling from Outside US
(909) 941-1398

(888) 241-2510

If Calling from Outside US
(909) 941-1398

Straits Area Federal Credit Union Routing #

272-477-500

  • Contact Form

Straits Area Federal Credit Union Logo

Straits Area Federal Credit Union

Schedule Appointment

Schedule An Appointment

Cheboygan:

Picture of Cheboygan Branch

201 Locust St
PO Box 367
Cheboygan, MI. 49721

Phone: 231-627-3145
Fax: 231-627-2046
Toll Free: 800-337-9598

Indian River:

Picture of Indian River Branch

6090 M-68
PO Box 622
Indian River, MI. 49749

Phone: 231-238-7941
Fax: 231-238-6820

Mackinaw City:

Picture of Mackinaw City Branch

121 East Central Avenue
PO Box 9
Mackinaw City, MI. 49701

Phone: 231-436-4037
Fax: 231-436-4038

Links:

Privacy Policy
Terms of Use
Disclosures
Careers

Federally Insured By NCUA
© Copyright Straits Area Federal Credit Union. All Rights Reserved

Page load link
Go to Top