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  • Home
  • Accounts
    • Open a new account
    • Checking
    • Savings
    • Business
    • Youth
    • Rates
  • Loans
    • Online Loan Application
    • Vehicle Loans
    • VISA
      • Visa Credit Card
      • Credit Card Balance Transfer
      • VISA Limit Increase
    • Debt Consolidation
    • Mortgages
    • Personal Loans
    • Rates
    • Make A Payment
    • Secure Document Upload
  • Resources
  • Locations
    • Branches
    • Fee Free ATM’s
    • Service Centers
    • Xtend Shared Branches
  • About
    • Strait Up Finances Blog
    • Strait Talk Newsletter
    • Disclosures
    • Privacy Policy
    • Terms of Use
  • Contact
    • Contact Us
    • Schedule An Appointment
    • Secure Document Upload
    • Open a new account
    • Report Lost or Stolen Card
    • Careers
    • Donation Request (PDF)
    • For Sale
      • For Sale: Homes
      • For Sale: Vehicles
      • For Sale: Other
  • Member Login
  • Home
  • Accounts
    • Open a new account
    • Checking
    • Savings
    • Business
    • Youth
    • Rates
  • Loans
    • Online Loan Application
    • Vehicle Loans
    • VISA
      • Visa Credit Card
      • Credit Card Balance Transfer
      • VISA Limit Increase
    • Debt Consolidation
    • Mortgages
    • Personal Loans
    • Rates
    • Make A Payment
    • Secure Document Upload
  • Resources
  • Locations
    • Branches
    • Fee Free ATM’s
    • Service Centers
    • Xtend Shared Branches
  • About
    • Strait Up Finances Blog
    • Strait Talk Newsletter
    • Disclosures
    • Privacy Policy
    • Terms of Use
  • Contact
    • Contact Us
    • Schedule An Appointment
    • Secure Document Upload
    • Open a new account
    • Report Lost or Stolen Card
    • Careers
    • Donation Request (PDF)
    • For Sale
      • For Sale: Homes
      • For Sale: Vehicles
      • For Sale: Other
  • Member Login
  • Graphic with the title "Strait Up Finances" in bold blue letters. Below it, an orange banner reads "The Credit Union Difference." A white notepad-style shape overlays the image with the handwritten text, "Why credit unions are still the best financial choice in 2025." In the lower half, two women—one older and one younger—sit at a desk smiling while discussing finances on a computer. The Straits Area Federal Credit Union logo is in the bottom right corner, with geometric shapes and lines decorating the background.
    StraitUp Finances Blog
    The Credit Union Difference
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  • Graphic with the title "Strait Up Finances" and the subheading "Earth Day, Every Day – How We Can Support Sustainability Together." The background includes colorful geometric shapes and a photo of two people working on laptops at a wooden table in a bright, plant-filled room. The logo of Straits Area Federal Credit Union appears in the bottom right corner.
    StraitUp Finances Blog
    Earth Day, Every Day
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  • Image of a blue background with the words "Strait Up Finances" in black font with the subtitle, "Tax Refund to Rainy Day Fund" beneath that in an orange box. Beneath that is the further description of "using your tax refund to help build financial security" in a white box. There is an image of tax paperwork, a clock, and a sticky note that says "Tax time!"
    StraitUp Finances Blog
    Tax Refund to Rainy Day Fund
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    Love (and Financial Fitness) Will Keep Us Together
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Straits Area Federal Credit Union Logo

Straits Area Federal Credit Union

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Cheboygan:

Picture of Cheboygan Branch

201 Locust St
PO Box 367
Cheboygan, MI. 49721

Phone: 231-627-3145
Fax: 231-627-2046
Toll Free: 800-337-9598

Indian River:

Picture of Indian River Branch

6090 M-68
PO Box 622
Indian River, MI. 49749

Phone: 231-238-7941
Fax: 231-238-6820

Mackinaw City:

Picture of Mackinaw City Branch

121 East Central Avenue
PO Box 9
Mackinaw City, MI. 49701

Phone: 231-436-4037
Fax: 231-436-4038

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